I’m looking for a new credit card that can earn Qantas points…
I’m trying to decide between the below:
The Premium doesn’t have a travel credit to offset its annual fee, so you should make sure that you’d get $249 worth of value from it. $249 is a lot when you consider there’s no annual fee for the Discovery, and the $450 fee for the Ultimate is completely offset by $450 of travel credits.
The Discovery has a very low income requirement - but if your income is over $65,000 and you have a good credit history, that won’t be such a concern.
If you meet the income requirements of the Ultimate then you’ll enjoy higher points earn rate than the Discovery, as well as better/more insurance cover, some lounge access passes and a huge points bonus upon signing up.
Hi Tash2324,
Unfortunately, we cannot recommend any financial products (credit cards) on this website as it is a form of personal financial advice and the website will run into trouble for this.
Please use the info provided on the website to make your own judgement/choices or seek out a personal financial advisor.
Good luck.