What is the best credit card for collecting points toward cruises?

Hello,
I am new to the world of CCs. I have been researching for over a week now. I am searching for CCs that could earn me points on my daily spending towards cruising and holidays. I don’t fly often. I fell in love with cruising, especially Virgin Voyage, and would love to try Royal Caribean and Disney Cruise too.

My thoughts are:

  • Primary flexible CC such as AMEX Explorer, and then

  • VISA or MASTERCARD (NO International Trans. Fee & Low Exchange Rate if possible) for those occasions that AMEX won’t be accepted or has a surcharge fee attached to purchase.

Which CCs would you guys recommend?

Thank you in advance for any feedback.

Hi and welcome.

The only straight-forward one that I can see is earning Velocity points for Virgin Voyages cruises. It's back: sail away with Virgin Voyages using Velocity Points - Point Hacks

We can’t recommend specific credit cards because PHacks isn’t licensed to provide personal financial advice.

Have a look at what promotions are available. Either find a decent signup bonus or a decent earn rate (maybe both if you can find one). Best Credit Card for Velocity Frequent Flyer Points - January 2024 - Point Hacks