I fly internationally about 3 or 4 times a year. One is normally a big trip to Europe or Asia and the other times are to New Zealand. I might also fly within New Zealand once a year (on Jetstar or Air NZ).
My points programs are with Singapore Airlines and Air NZ.
I also fly domestically a few times a year and my points programs are with Qantas and Velocity. I mostly fly Jetstar and Virgin when flying domestically.
I have never spent a lot of time trying to get the most points where possible but I want to change that. I do use the KrisFlyerSpree where possible.
I hate credit cards and only have one of them – a NAB low rate visa which really doesn’t do anything for me at all. I have a $7,500 limit. In fact, the only reason I have this credit card is because I was in NZ once and my other bank was down and I couldn’t pay for the hotel!
I dislike AMEX and not keen on Citibank.
My aim is to try and get more bang for buck out of a different credit card but without having to have a massive limit or pay high fees as I’m really a casual user of credit cards.
I earn $115K a year and am not a business user.
I am looking at switching over to Amplify Rewards with Bank of Melbourne or the Westpac Altitude Platinum Visa as an option.
Does anyone have thoughts on what I am trying to achieve in light of my parameters and travelling lifestyle.