Westpac Altitude Black 100,000 Qantas Points deal - how does the reduced first year annual fee work?

I applied for this credit card through this website and the conditions stated that the card annual fee is $395.00 but that it was reduced to $195.00 for the first year. Once I applied I had $395.00 deducted from my bank account. Is that normal? Will they re-imburse me the difference at some point?

It would be best to give Westpac a call and see what exactly is going on.

If for some reason you encounter any problems after talking to them, please let us know by sending an email to assist@pointhacks.com.au.