Since when did NAB credit card signup bonuses have a 18-month cooling period?

Has anyone noticed that NAB now seems to have an 18 month exclusion period for bonus intro points on their cards? Laaame!

Yes, that came in a year or two ago but it’s not quite as “laaame” as you might think.

The exclusion period is 18 months, but NAB now considers Qantas and NAB Rewards cards to be separate. So you can take out one Qantas card every 18 months, and one NAB Rewards card every 18 months.

If you alternate between the two rewards programmes, it means that you can take out a new NAB card, and receive the bonus points, every 9 months or so.

Not so lame!

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Good to know about the dual program now - cheers