Should my wife have her own credit cards and QFF account?

Credit Cards & Credit Card Programs
1

I’m assuming there is benefit to my wife applying for bonus sign up credit cards and having her own QFF account. At present my wife is a supplementary card holder on my account.

Any thoughts would be appreciated

2

Hi mullsey,

I find it really helps to have 2 person earning points (if earning predominantly from signup bonuses) if 2 person are using points. i.e.: one person earning points for two is challenging.

Minimising the effects on one’s credit file/score is the only reason I spread the load with my partner.