Should my wife have her own credit cards and QFF account?

I’m assuming there is benefit to my wife applying for bonus sign up credit cards and having her own QFF account. At present my wife is a supplementary card holder on my account.

Any thoughts would be appreciated

Hi mullsey,

I find it really helps to have 2 person earning points (if earning predominantly from signup bonuses) if 2 person are using points. i.e.: one person earning points for two is challenging.

Minimising the effects on one’s credit file/score is the only reason I spread the load with my partner.