I obtained an Amex Platinum Charge card because I intend spending $20k+ on overseas travel. Amex promote that I can earn 2 points per dollar for travel. However when I paid RACQ I only recieved .5 points per dollar - 10,000 points instead of 40,000 points. When I queried Amex they stated that RACQ is registered as an insurance company and therefore any points earned through RACQ are only .5 points per dollar. I assume this is the same for all RAC services throughout Australia. My next step is to cancel the Platinum Card.
Today I paid Singapore Airline tax. I chose the AUD option to pay (although I found out their exchange rate is exhorbitant). The charge went to Singapore Air Australia who are only registered as a retailer, not travel. Therefore I can only earn 1 point per dollar.
Surely these restrictions should be publicised some where.