We currently have 3 credit cards:
-Virgin High Flyer with extra card (the cheaper one) Velocity Points - This is our everyday credit card. We save points and use them for interstate travel. But we have not used the $120 (approx) refund more than once in many years. We currently have about 29,000 Velocity Points.
-Bankwest Platinum Mastercard - $0 annual fee, only use occasionally overseas because zero international transaction fees - happy to replace this if a new card has the same no int trans fees.
-Amex Velocity Escape - $0 annual fee, only use at the supermarket and department stores
We are considering taking a return flight from Brisbane Australia to Tel Aviv Israel from early March for four weeks, and are considering if we should replace all our cards with a new arrangement e.g. one of the deals with 100,000 sign up bonus points. I’ve checked and those flights cost from $2600-$3000 and we would be buying two of those tickets.
Qn - So would it be worth getting an expensive annual fee card ($400) i.e. would we still save money using their points? (Neither the qantas nor velocity points calculator brings up any flights)
Qn - If it is worth it, would you recommend a Qantas or Velocity Points card? We are with Velocity, but it doesn’t matter to me if Qantas gets a better result for that trip.
Qn - Also, if you pay for a flight using an Amex card do you incur a surcharge thereby undermining any savings?
Thanks so much,