I just read here that the Amex Explorer is part of the Gateway program that transfer points to airlines at the rate of 1 to 0.75.
But Amex cards from the Ascent program transfer points 1:1 to airlines.
What if I sign up for 1 Ascent card and 1 Gateway card?
Will they go to the same amex account login and the website will split them into 2 pools somehow, as they carry different transfer-rate values?
At the end this will be like having 2 currencies under the same bank account.
I wonder if I deplete the 1:1 points and need just a bit more points to transfer to an airline to get a flight, if I could use a remainder lesse 1:0.75 points to reach the amount of points I need in a given airline to book a flight.
Or does Amex force you to create separate logins and as if you were 2 different people?
And therefore not being able to combine the points, in spite of their discrepancy in value.