Thanks so much for compiling your Point Hacks Master Overview Table of credit cards which is incredibly useful.
Would you be able to add FX conversion charges and overseas ATM withdrawal fees to your table as I travel overseas a lot and have found that the FX conversion fees charged by some credit cards can be up to 3% on each transaction. By comparison, the 28 Degrees MasterCard (issued by GE Money) doesn’t charge an annual fee, nor any FX fee on overseas transactions. However, the downsides are that it doesn’t earn any points and from 1 Jan 2014 it charges a cash advance fee of 3% or $4 whichever is greater. I’d love to know if there’s an even better card for overseas travel that doesn’t charge FX fees or ATM withdrawal fees, but that does earn points. That would be my Holy Grail!