This may be a basic question but I am new to Amex Explorer card and smart phone.
On the question of American Express acceptance- does using say the Samsung Pay app that allows Amex, effectively extend the acceptance of Amex, or is it simply more convenient?
I understand that using PayPal for internet transactions which allows Amex to be linked, can effectively give you an Amex payment, than if going direct to the particular merchant, which may not accept Amex or charge a surcharge.
I have used PayPal very successfully to overcome the non acceptance of Amex, and wondered if the digital wallet allowed the same principle?
Your advice would be greatly appreciated.