Point Hacks often mentions that they have multiple credit cards and often get a card for it’s perks. I’ve heard that it affects your credit rating by changing credit cards to another company, as well as holding multiple cards.
Does anyone know anything about this?
It’s the only reason preventing me from changing from my current ANZ Frequent Flyer Platinum to a better deal. I’m 21 years old so in the next 5 years looking at buying a house and thus my credit rating is important.