Just a quick question on adding an additional card holder with both Amex and NAB. Does this process mean that Amex/NAB will perform another credit enquiry on me? Or on the additional card holder, or both of us? I don’t want unnecessary credit enquiries on my credit file so I just want to make sure they don’t do this as standard practice.
The reason I thought of this is when applying for an additional cardholder there’s language like “if approved, we’ll mail the card to…” which makes it sound like more of a credit application.
Any knowledge or experience in this is greatly appreciated.