Do I earn points when paying with Paypal using a linked credit card?

Credit Cards & Credit Card Programs
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I purchase a lot through paypal and was wondering if i can setup my paypal purchases to use these cards or if that would be considered a cash transaction and not be elegible to gain points?

Also are there any fees for using amex with paypal?

BTW, i’ve been reading a lot from your site and am really thankful for the quality info you provide, its helped me a lot with understanding how to get the most out of my spending!

Cheers,
Daz

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The short answer is, yes, you get points. So better use your Amex.

Any surcharges? Depends on the recipient. PayPal do charge a fee for its transaction, but many seller will absorb the cost. So whether Amex or MC, no difference. However, if u r transferring money to a friend/family, then the surcharges will be deducted from the amount you transferred. I believe it's 2.6% + $0.30

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