Total newby to all of this and working my way through - I didn’t realise what you could do. Thanks for all the great info!
I’ve never had AMEX and am considering getting one based on the current offers and I use my CC all the time, but need some help with a few things please.
- Surcharges on AMEX - is there usually a surcharge to use AMEX? Is it worth using AMEX if there is a surcharge?
- Velocity Platinum Amex card with 100,000 sign on bonus. Can you only transfer points to Velocity with this card (this is my understanding but wanted to check)?
- Also, the points you earn per $ spent (Velocity Platinum) is low compared to the AMEX Platinum Edge - in terms of what I use my CC for the Platinum Edge would be a better option day to day I think, however, the 100,000 is a huge bonus. Any thoughts how to figure this one out?
Can my partner and I combine points or contribute to the same rewards program?