Hi, was looking to sign up for the NAB current offer of 75,000 velocity points with the aim to head to Europe next year business class requiring 140,000 velocity points.
This morning I was going to apply for the NAB and then came across the new American Express Explorer Credit Card write up. Hopefully someone can clarify my thinking:
Exact same points
Difference in annual fee $150 v $395
Now I can effectively access both promotions…
What is other peoples experience in applying for NAB meet the requirements and then applying for American Express? Is this a straightforward process?
You can definitely do both at the same time. As long as you are approved the cards and you satisfy all the pre-qualifier (e.g. min. spend in 1st few months, not hold a similar card in the last 12 or so months), you should get the signup bonus. For more info, check out the individual T&C.
If you are mainly asking whether the NAB Amex ‘clashes’ with Amex Explorer or other non-bank Amex, I can tell you they are different.
The 18 month condition set for the Amex Explorer indicates that the applicant cannot hold a non-bank Amex card (e.g. Amex Plat Charge, Amex Plat Edge) in the last 18 months.
Personally, they were both fairly straight forward, from memory. The most they would ask for is your proof of income.