Thanks for taking the time to read my post and hopefully lend me a helping hand.
I’m frugal and a very good saver, but I’ve shied away from owning credit cards and getting involved in the point earning game due to the complexities involved. The only credit card I own is a Coles Mastercard which I use exclusively for free grocery deliveries every week on Coles Online (with a two young babies it’s hard to find time to get out to the supermarket!). I pay this off every month in full with an automated direct debit to prevent any interest from accruing.
My reason for being here is that every 1-2 years I’m forced to pay through the nose for trips to Hungary and ocassionaly Israel to see the wife’s family. With a growing family of my own, this is becoming increasingly expensive. I keep hearing how people are using points from credit card signups to drastically reduce the amount they pay on flights and I’d like to learn how to do the same.
But I’m still confused by the complexities.
What credit cards should I be signing up for? Where should I start? What deals do I jump on?
Please let me know how I can get involved.