I have over 450,ooo points on Citibank. So far what I know is Velocity is the best value point-to-point, as it only need 2.5 citibank point to convert to a point. Whereas Emirates and SIA needs 3. The problem is Velocity needs to be at least Gold tier before I can upgrade.
I am getting tired of Citibank constant changing and my point worth diluted endlessly. So I am thinking to fully transfer my point to either of these.
I would like to find out;
- Which of the three would you recommend to transfer to?
- I am only keen to use it on travel, on upgrade to business or buy a business ticket.
- Which of the credit card that I should stick to to continue earning the point to redeem for upgrades and business class tickets.