I have varyings amounts of points that I am holding with several credit cards.
Since these can be transferred to either velocity or kris flyer, I have not transferred them over to a particular one.
Is there any difference to me when this is done?
Is it best to hold on to them as reward points until you are actually ready to do a reward booking with a specific airline?
The reason this question came up is that I noticed bonus % for transferring to certain points. So it got me thinking if I should be taking advantage of this, but then the issues if I need the points with a different airline.