Not sure if I have this in the right section, so apologies in advance if it should be in a different category.
I have two questions I was hoping to get some advice on.
I am planning a multi-city trip next year with Qantas and partner airlines that will take me from Melbourne - Tokyo - London - Paris - New York - San Francisco - Sydney - Melbourne. As the stay in Tokyo is technically a stopover (thanks Point Hacks for the idea! - https://www.pointhacks.com.au/qantas-round-the-world-classic-award-guide/), I’ve managed to squeeze in this return trip for 280,000 Qantas points.
I currently have 235,000 points, which means I’m short 45,000 points. I have two options to make up the 45,000 points I need:
a. Pay Qantas directly for the top-up. Based on their website (https://www.qantas.com/fflyer/dyn/program/usingPoints/topupPoints) it looks like it would cost $1,118 to buy 45,000 points.
b. There are various credit cards offering Qantas reward points. Amex have 100,000 points on offer for an annual fee of $450 (need to spend $1,500 within 90 days), and Qantas have their own card offering 60,000 points for an annual fee of $149 (need to spend $3,000 within 90 days).
My first questions is, which of the two options above am I better off doing? It would be cheaper to go with a credit card, and I would easily meet the minimum spend with my normal spending habits, but I know they generally only guarantee payment of the bonus points within 90 days of meeting the requirements. I’m not against paying $1,118 now to pay for the points I need to make sure I can book the tickets now instead of waiting and hoping Amex or Qantas pay up sooner rather than later.
Given my proposed itinerary, there will obviously be taxes and charges on top. I tried using matrix.itasoftware.com but couldn’t seem to get it to work.
The itinerary is as follows (all Business class airfares):
Melbourne to Tokyo (Narita) - Qantas
Tokyo to London (Heathrow) - British Airways
London (Heathrow) to Paris (CDG) - British Airways
Paris (CDG) to New York (JFK) - British Airways
New York (JFK) to San Francisco (SFO) - American Airlines
San Francisco (SFO) to Sydney - Qantas
Sydney to Melbourne - Qantas
My second question is, would anyone have an idea of how to work this out, or a rough idea of what the total charges out of pocket (after Qantas points are deducted) that I might expect to pay?
Thank you to anyone who has read this far. If you can assist or offer advice on either/both questions, I would really appreciate it. Thanks in advance!