Should I pay the Krisflyer stopover fee or the additional miles for separate redemptions?

Hi. I’m looking to fly business class from Hong Kong to Bali with a couple of day stopover in Singapore - award saver remeption with Kris Flyer.
As it’s one-way I understand I don’t get a free upgrade. Am I best to pay the $100USD for the stopover or use points to break up the sectors? Thankyou

Compare the difference in mileage costs (1 redemption vs 2 redemptions) with USD100.

Personally, I would probably happy to pay USD100 if the mileage difference is above 10-15k. Really depends on your circumstances (whether you want to save miles or $; and how much you value your KF miles).

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